Boise ID Cost of Living | Can You Really Afford It in 2025?

Rachel Dau • April 27, 2025

Thinking about relocating to the Treasure Valley, Idaho? Before you make the move, it’s crucial to understand what life here will cost you. In this article, we’ll break down the true cost of living in Boise, from housing and utilities to groceries, transportation, and everything in between. Boise has been one of the fastest-growing cities in the country, but is it still affordable in 2025? Let’s dive into the details and give you a complete reality check—no sugarcoating!

Table of Contents

Understanding Utility Costs in Boise ID

Utilities are often one of the most significant ongoing expenses for any household. In Boise, the cost of utilities has seen some fluctuations recently. One notable change is the electricity bill, which went up by a staggering 39% from last year. In 2024, the average monthly electricity bill was $108.73, and in 2025, it rose to $151.46. This increase is particularly relevant for families who require more energy due to larger homes or multiple people working from home.

In addition to electricity, natural gas costs have also increased, moving from $53 per month in 2024 to $61.20 in 2025. Water bills, which are essential for maintaining lawns, have seen a modest rise from $49 to $55.77. However, having access to irrigation water can significantly lower your water expenses, as families without it can pay upwards of $500 monthly.

img

When considering sewer costs, you’ll find it relatively affordable. The sewer bill increased only slightly, from $40 last year to $45.28 this year. Internet costs remained stable at $72.14 per month. In total, the average monthly utility bill in Boise now stands at approximately $324.65, which is actually 19% lower than the national average.

Transportation Expenses in Boise ID

Now let’s talk about transportation. If you’re considering moving to Boise, you’ll need to think about the cost of getting around. Gas prices have recently dropped, currently averaging around $3.50 per gallon, with some areas reporting prices as low as $3.02. This is a welcome change for many residents who rely on their vehicles for daily commutes

Car registration in Idaho is also quite affordable. For a brand-new vehicle, registration costs only $69. Additionally, for just $10 more, you can get a park pass that allows entry into state parks. This means for a total of $79, you can register your new vehicle and enjoy access to beautiful outdoor spaces.

However, it’s important to note that public transportation options in Boise are limited. Most residents rely on their vehicles, and if you’re moving here, you might want to invest in a truck to fully embrace the outdoor lifestyle.

Healthcare Costs in Boise ID

Healthcare is another crucial aspect of living in Boise. The average doctor visit in 2025 is expected to cost around $156.26. Interestingly, dental visits have decreased in price by 19% since last year, averaging $95.63. Some families have opted for a monthly service that provides access to various healthcare needs for around $99 a month, which can be a cost-effective option.

Grocery Prices in Boise ID

When it comes to groceries, Boise is relatively affordable. For example, a dozen eggs will cost you about $4.22, while a gallon of milk is priced at $4.87. Bread is approximately $4.44, but you can save even more by milling your own grain, a trend that’s becoming popular among locals.

img

It’s worth mentioning that while major grocery stores like Albertsons offer a wide variety of products, they tend to have higher prices. Local farm stands are a fantastic option for fresh produce and can save you money while supporting the local economy. Many farms also offer delivery options for those who prefer convenience.

Childcare and Education Costs in Boise ID

For families with children, understanding childcare costs is essential. Boise faces a "daycare desert," meaning there are limited childcare options available. The average monthly cost for infant care is around $1,020, while toddler care averages about $865.

In terms of education, private school tuition in Boise is quite reasonable compared to many other states. The average cost of private school education is approximately $8,983 per year. Additionally, some recent legislation has made it easier for families to receive financial help with private school tuition.

Cost of Services in Boise ID

As Boise continues to grow, the demand for various services has increased, leading to higher costs in some areas. For example, beauty and landscaping services can be surprisingly expensive, as the market is competitive. Residents often find that they pay as much for basic services in Boise as they would in larger cities like Orange County, California.

Boise ID Housing Market Overview

One of the most significant factors in the cost of living in Boise is housing. Median home prices have risen considerably over the past five years. In Boise, the median home price is currently about $538,700. For those looking at suburbs, the prices vary:

  • Meridian: Median home price is $525,000.
  • Eagle: Median home price is $869,000—a premium for this desirable area.
  • Star: Median home price is $625,135.
  • Nampa: Median home price is $417,500.
  • Caldwell: Median home price is $394,391.
  • Middleton: Median home price is $452,000.

img

Conclusion: Is Boise ID Still Affordable

In conclusion, while the cost of living in Boise has risen, many aspects remain affordable compared to larger metropolitan areas. Utilities, transportation, and healthcare costs are manageable, while housing prices vary significantly depending on the area. If you’re considering relocating to Boise, understanding these costs will help you make an informed decision.

FAQs About the Cost of Living in Boise ID

What is the average cost of living in Boise, Idaho?

The average cost of living in Boise varies, but essential expenses like housing, utilities, and groceries are generally lower than in many larger cities.

Are utilities expensive in Boise?

Utilities have seen some increases, but overall, Boise's utility costs are 19% lower than the national average.

How much does it cost to register a vehicle in Idaho?

Car registration in Idaho costs approximately $69 for new vehicles.

Are there good childcare options in Boise?

Boise faces a "daycare desert," which means availability is limited, and costs can be high, with infant care averaging around $1,020 per month.

What are the housing prices like in Boise?

Median home prices in Boise are around $538,700, with variations depending on the suburb.

If you're ready to make the move or just want more information, feel free to reach out! We're here to help you navigate your relocation to the beautiful Treasure Valley.

The logo for living in idaho is yellow and orange

Helping You Find Home in the Gem State


We are your local real estate team focused on helping buyers, sellers, and relocators navigate the Treasure Valley and beyond. From new construction to RV Bay homes, our team combines local expertise with real-world content to make your move easy and informed.

MOVING TO idaho?

img

LIVING IN idaho

Check out our YouTube videos for neighborhood tours, model home walkthroughs, and honest tips about relocating to Idaho.

Woman with thumbs up in front of a river and bridge in Boise, Idaho. Text reads
By Rachel Dau October 2, 2025
Local insights on living in Boise, ID: 7 surprising perks—friendly 'Boisey Pause', late summer sunsets, respect for first responders, strong community, outdoor lifestyle, and practical relocation tips.
Woman in front of house, arms up, excited. Text: CRAZY LOW PRICE 1 ACRE. Sunny day.
By Rachel Dau September 28, 2025
Tour a new single-level home in Middleton (near Boise): 3 beds/3 baths, 1.009 acres, 14-ft RV bay, high-end finishes — priced at $899,900.
Woman with arms open, smiling, aerial view of Emmett, Idaho. Red text:
By Rachel Dau September 25, 2025
Thinking about moving near Boise? This guide to Emmett, Idaho covers Main Street charm, local businesses, Gem Island recreation, seasons, neighborhoods and typical homes/price points.
Woman waving, posing in front of new homes in Nampa, Idaho, aerial view.
By Rachel Dau September 21, 2025
Considering living in Nampa, Idaho? My full vlog tour breaks down commute to Boise, Lake Lowell, downtown revival, farmers markets, local eats, events and the housing market.
Woman with arms crossed,
By Rachel Dau September 18, 2025
Considering a move to Boise, Idaho? Read 12 candid reasons people regret relocating—construction, valley inversions, wildfire smoke—and practical tips to decide if it’s right for you.
Woman with surprised expression in front of a modern house with an RV garage, headline
By Rachel Dau September 14, 2025
Exclusive early access to RV-bay homes in Avimor — master-planned Boise foothills community with 14-ft RV garages, private 360° views, miles of trails, and lots starting in the $700Ks.
Woman points to a lake house with an RV garage, patio furniture, and stunned expression.
By Rachel Dau September 7, 2025
Tour a new construction Eagle, ID home with resort-style backyard, private beach & dock, massive RV garage, Taj Mahal quartzite kitchen and Thermador appliances.
Woman with open arms in front of a house with an RV garage.
By Rachel Dau August 31, 2025
Explore affordable new construction in Boise, Idaho featuring single-level living, high ceilings, double ovens, walk-through pantries, and 12-foot RV bays — with comparable homes priced under $900K.
Woman with surprised expression in front of houses, headline:
By Rachel Dau August 24, 2025
Room-by-room guide to living in Middleton, Idaho: explore a 3,624 sq ft customizable home on just over an acre with oversized RV bay, animal-friendly zoning, and energy-efficient build.
A woman is standing in front of a house with two garage doors.
By Rachel Dau May 4, 2025
Thinking of moving to Boise? Explore this jaw-dropping Eagle, Idaho home that blends luxury, charm, and an unbeatable Treasure Valley location.
Show More